IDF Capital was established on 01 March 2008, to exploit the opportunity of profitably investing in the entrepreneurial SME landscape by providing appropriate financial and non-financial products and support to unlock value of the SME sector.

Our bespoke service offering gives entrepreneurs the boost they need to grow operationally, and become financially independent through leveraging our experience and knowledge of the African market. We are driven to provide continued sustainability of African businesses through capital and intelligent support. We believe in the power of small businesses to facilitate trade and create jobs.

Our Products / Solutions:

Cash-flow Financing

Cash-Flow Financing is a form of bridging finance which allows businesses to manage their cash-flow and working capital more efficiently.

Product Description:

• Supply-Chain Linked
• Working Capital, Sales-Backed Financing
• Invoice and Purchase-Order Financing
• Prime-linked Interest Rates
• Short-Term Loans: 7 days to 12 months
• Loan Size: R50,000 to R1,000,000

Qualifying Criteria:

For your business to qualify for IDF Capital Cash-flow Financing you need to:

• Be a Qualifying Supplier Linked to an Established Corporate Supply Chain
• Have a Verifiable Debtor Partner Invoice
• Generate at Least R1 million in Annual Turnover
• Have a Minimum of 6 Months Trading History
• Have Personal Sureties Required of Directors and Shareholders
• Have Loans Secured by Cession of Invoice or Purchase Order
• The Business should be Solvent and Sound

Required Documentation:

IDF Capital requires the following paperwork from your business before consideration for Cash-flow Financing:

• Where Applicable, At-least Last Three Years Annual Financial Statements (duly signed)
• Management Accounts (up to the latest two months)
• Projections for the Next Twelve Months
• Motivation for Funding
• Company Incorporation Documents
• Certified FICA Documents (i.e. Proof of Residence, IDs of Directors and Shareholders)
• Valid SARS Tax Clearance Certificate
• Twelve Months Business Bank Statements
• Contracts and Related Support Documents
• Other Information as may be Required

Term-debt Financing

Term-Debt Financing allows investing in asset finance, contract finance and franchises.

Product Description:

• Expansion Capital
• Asset/Equipment Finance
• Prime-Linked Interest Rates
• Term Debt Loans: 1 year – 5 years
• Loan Size: R250,000 to R5,000,000

Qualifying Criteria:

For your business to qualify for IDF Capital Term-debt Financing you need to:

• Have Contracted Future Sales and Stable Forecasted Profits
• Have Strong Visibility of Cash Flows
• Show Solid and Stable Profit History
• Have a Minimum of 6 Months Trading History or a Solid Off Take Agreement

Required Documentation:

IDF Capital requires the following to consider your Term-debt Financing:

• Where Applicable, At-least Last Three Years Annual Financial Statements (duly signed)
• Management Accounts (up to the latest two months)
• Projections for the Next Twelve Months
• Company Incorporation Documents
• Certified FICA Documents (i.e. Proof of Residence, IDs of Directors and Shareholders)
• Valid SARS Tax Clearance Certificate
• Twelve Months Business Bank Statements
• Franchise Agreement (where applicable)
• Contracts and Related Support Documents
• Other Information as may be Required

Venture Capital

Venture Capital is capital invested in early stage projects with a substantial element of risk, typically ICT businesses when they are at their early stages.

Product Description:

• Early Stage Growth and Start Up Finance
• Investment in High-Growth Companies
• Equity or Quasi-Equity
• Seeks Equity and Venture Capital Returns
• Investment Size: R250,000 to R10 million

Qualifying Criteria:

For your business to qualify for our Venture Capital Financing you need to:

• Be a High-Growth Business, With a Clear Unique Selling Proposition
• In ICT, have a Proof of Concept
• Have a Clear Market Entry Strategy
• Offer a Clear Exit Strategy

Required Documentation:

IDF Capital requires the following paperwork from your business before we can consider your Venture Capital Financing:

• Detailed Business Plan (including technical and feasibility)
• Where Applicable, At-least Last Three Years Annual Financial Statements (duly signed)
• Management Accounts (up to the latest two months)
• Projections for the Next Twelve Months
• Company Incorporation Documents
• Certified FICA Documents (i.e. Proof of Residence, IDs of Directors and Shareholders)
• Valid SARS Tax Clearance Certificate
• Twelve Months Business Bank Statements
• Contracts and Related Support Documents
• Other Information as may be Required

Private Equity

Private Equity is finance for established firms that can benefit greatly from change in management and an injection of new capital.

Product Description:

• Established Businesses with 3-5 Year Track Record
• Growth and Acquisition Financing
• Investment in High-Growth Companies
• Equity or Equity-Linked Investments
• Seeks Private Equity Returns
• Investment Size: R250,000 to R20 million (with follow on investments)

Qualifying Criteria:

For your business to qualify for IDF Capital Private Equity Financing you need to:

• Be an Established but High-Growth Potential Business
• Have a Strong and Committed Management Team
• Offer a Clear Exit Strategy

Required Documentation:

IDF Capital requires the following paperwork from your business before we can consider your Private Equity Financing:

• Detailed Business Plan (including technical and feasibility)
• Management CVs
• Where Applicable, At-least Last Three Years Annual Financial Statements (duly signed)
• Management Accounts (up to the latest two months)
• Projections for the Next Twelve Months
• Company Incorporation Documents
• Certified FICA Documents (i.e. Proof of Residence, IDs of Directors and Shareholders)
• Valid SARS Tax Clearance Certificate
• Twelve Months Business Bank Statements
• Contracts and Related Support Documents
• Other Information as may be Required

Contact Us

IDF Capital
33 Fricker Road, 2nd Floor
Illovo Boulevard, Illovo
Sandton, 2196, South Africa

Telephone: +27 11 772 7945
Email Address: info@idf.co.za

How to Apply

Apply Online here